We HelpCancer PatientsSell Their Life Insurance Policy For Immediate Cash.
American Life Fund: Financial Support for Critical IllnessesEugene Houchins2024-02-23T17:03:57-05:00
Trustpilot
About American Life Fund
At American Life Fund, we take pride in being at the forefront of the viatical settlement industry, providing compassionate assistance to individuals facing late-stage cancer or other life-threatening illnesses. Over the years, we’ve extended our support to countless individuals, helping them secure immediate cash through a process known as a viatical settlement, leveraging the value of their existing life insurance policy.
Our commitment extends beyond financial transactions; at American Life Fund, we believe in empowering cancer patients by offering education on their diverse financial options. One such invaluable option is accessing your life insurance policy funds through a viatical settlement. We understand the complexities and challenges of a serious health diagnosis, and we aim to simplify this aspect of the journey.
A viatical settlement with us is more than just a transaction; it’s a seamless, swift, and stress-free avenue to obtain the necessary cash to address pressing needs such as medical bills, daily living expenses, and alternative treatments. We recognize the importance of providing a financial solution and a supportive and understanding approach during a challenging time. Let us guide you through this process with care and dedication, ensuring you have the resources to navigate your unique circ*mstances.
About Us
Are you eligible to sell your policy?
About Viatical Settlements
Your life policy is $150,000 or more.
If you have an existing life insurance policy of at least $150,000, you’re eligible to sell your policy.
You have a life-threatening illness.
If you have a serious health diagnosis such as Cancer, ALS, or Alzheimer’s, you can sell your policy for cash.
Want a free estimate for your policy?
Use our free calculator to see if you qualify and get an estimate of your policy’s worth.
See If You Qualify!
How Does The Viatical Process Work?
Do you need a viatical settlement company? A viatical settlement can be defined as the sale of an existing life insurance policy to a third party for more than its surrender value but less than its net death benefit. Your existing insurance policy can hold the key when it comes to receiving funds to pay off various expenses such as medical bills, future cancer treatments, living expenses, and medications.
If you have an existing life insurance policy with a face amount of $100,000 or higher and have a life-threatening disease, please call American Life Fund to assist you in selling your policy.
About Viatical Settlements
What Can a Viatical Settlement do?
Viatical Settlements serve as a valuable source of financial assistance, offering support to cover a wide range of expenses that may arise in the face of a cancer diagnosis. When confronted with the challenges of medical bills, medication costs, cancer care, and everyday necessities, the financial strain can be overwhelming.
In recognizing the multifaceted nature of healthcare expenses, it’s crucial to understand that your life insurance policy is a protective measure and a tangible asset you possess. Despite the presence of health insurance and government programs like Medicare and Medicaid, individuals dealing with severe medical conditions often find themselves contending with significant out-of-pocket costs in the United States.
What many may not realize is that a life insurance policy holds the potential to provide substantial financial relief. As policyholders, you can transform this asset into a lifeline through a viatical settlement. You can sell your life insurance for a lump-sum cash payment. This process allows you to unlock the inherent value of your policy, providing the financial resources needed to navigate the complexities of your health journey with greater ease and assurance.
Frequently Asked Questions
Who Are We?
At American Life Fund, we specialize in viatical settlements, providing immediate cash for people with late-stage cancer or other life-threatening illnesses in exchange for their life insurance policies.
Why Do People Need American Life Fund?
Cancer treatment costs are staggering, often leading to financial hardships. We step in to offer financial relief by providing immediate access to funds, helping you avoid high-interest loans or other drastic measures.
What Are the Benefits of Our Viatical Settlements?
Our viatical settlements offer a lifeline, covering medical bills, daily expenses, and loss of income. The process is fast, hassle-free, and confidential, with tax-free funds that you can use for any purpose.
How Does American Life Fund Stand Out?
Recognized as one of the top viatical settlement companies, we set high standards through exceptional client care, comprehensive policy value education, and prompt funds provision after due diligence.
What is the Difference Between a Viatical Settlement and a Life Settlement?
A viatical settlement is for individuals with life-threatening illnesses, while a life settlement is typically for those aged 75 and above.
What is a viatical settlement and how does it work?
A viatical settlement is a financial transaction in which a person with a life-threatening illness sells their existing life insurance policy for an immediate lump-sum cash payment. This process provides individuals facing significant health challenges with the means to address pressing financial needs.
Who is eligible for a viatical settlement?
Viatical settlements are generally available to individuals diagnosed with a life-threatening illness, such as late-stage cancer. Eligibility criteria may vary, and our team can help assess your situation to determine if you qualify for this financial option.
How can the cash obtained from a viatical settlement be used?
The funds obtained through a viatical settlement are yours to use as needed. Many individuals use the cash to cover medical expenses, medication costs, alternative treatments, and everyday living expenses. The flexibility of these funds aims to provide financial relief during challenging times.
How Do We Support Our Clients?
Empathy and personalized attention are our core values. We understand the emotional and financial burdens of cancer and provide dedicated counselors available anytime to address your concerns, focusing especially on clients with cancer.
How Transparent Are We with Our Clients?
Transparency is key at American Life Fund. We ensure you understand your policy’s value and work directly with you, eliminating third-party fees for a higher payout.
How Quickly Can Clients Access Funds?
We prioritize providing funds swiftly through a streamlined process, giving you freedom to use these funds as needed, not limited to covering cancer costs, and usually tax-free.
What Is Our Process Like?
Our goal is to simplify the viatical settlement process, keeping you informed at every step while minimizing paperwork. We’re dedicated to empowering you financially with compassion and respect.
Is the viatical settlement process complicated?
Not at all. At American Life Fund, we strive to make the viatical settlement process straightforward and hassle-free. Our experienced team guides you through each step, ensuring a seamless experience during a challenging time.
What happens to my life insurance policy after a viatical settlement?
Once a viatical settlement is completed, the purchasing entity becomes the new policyholder. They are responsible for future premium payments, and you no longer have obligations related to the policy. This allows you to use the immediate cash infusion without concerns about ongoing policy expenses.
Will I be taxed on the proceeds from a viatical settlement?
In many cases, viatical settlements are considered tax-free transactions. However, tax implications can vary, and it’s advisable to consult with a financial advisor to understand the specific tax considerations based on your circ*mstances.
Is my personal information kept confidential during the viatical settlement process?
Absolutely. We prioritize the confidentiality and privacy of your information. Our team adheres to strict privacy policies to safeguard your details throughout the viatical settlement process.
We’ve Helped Thousands of People Just Like You.
See Our Testimonials
“You never know how stressful a cancer diagnosis is until you experience it yourself. American Life Fund relieved my financial worries so I’m able to focus on my journey to recovery!”
Andrea, Arizona
Cancer Financial Assistance
“Once I received the first bill for treatments, I knew that I had to come up with a financial plan. I found American Life Fund and instantly felt reassured that I was in good hands. They were able to provide me with the money I needed and literally saved me from bankruptcy. I am now able to enjoy my time with what means the most to me, my family.”
Dan, Alabama
Paying For Cancer
“When my husband was diagnosed with cancer and our retirement ran out, we needed a plan B and fast. American Life Fund provided the financial help we needed exactly when we needed it.”
Charlene, Wisconsin
Viatical Settlements
Get a personalized Viatical Settlement estimate.
We will get you the best possible offer for your policy.
Qualify Now
(877) 261-0632
Recent Blogs
Ovarian Cancer Treatment Costs
Head and Neck Cancer Treatment Costs
Viatical Taxation: Are Viatical Settlements Taxed?
See All Blogs
American Life Fund is an industry-leading viatical settlement company. We’ve helped thousands of individuals get the most money for their life insurance policy.
Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South DakotaTennessee Texas Utah Virginia Washington Wisconsin Wyoming
Cancer Financial Services
Contact Info
We’re available 24/7. Give us a call or send us an email to find out how we can help you today.
(877) 261-0632
info@americanlifefund.com
Back to top
Disclaimer: American Life Fund is not a licensed provider and may not be licensed in your state. Principles hold brokers license in various states nationwide. Due to life settlement regulations varying state by state, our services are not available to residents in all states, including Georgia and Florida. The content contained in this website is not applicable for consumers in states where American Life Fund is not permitted to make life settlement transactions, solicit or advertise. Any offer is conditional, contingent upon written terms and conditions, and is non‐binding, as well as subject to due diligence and execution of closing documents.
©2023 • American Life Fund • All Rights Reserved > Contact Us > Privacy Policy > > Cookies Policy > Acceptable Use Policy
